It hurts to write this article. Cumulative trauma (CT) claims are wrecking the California work comp system. Nearly every litigated work comp claim has a cumulative trauma aspect to it. But why?
Each year the California Workers Compensation Insurance Rating Bureau (WCIRB) publishes a lengthy report that summarizes insurer data and actuary information. There is important information in this publication that indicates what the year to come will look like in terms of the insurance marketplace.