Complex Comp

Practice Leaders

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Jamie Reid


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Gabe Erle



Pricing on large, complex work comp accounts can swing by 100k or more all due to actuary calculations.

Client based historical actuary data organized in a digestible format is the most powerful way to impact the loss pick, overall pricing and collateral requirements for a business.  C3’s proprietary actuary service will immediately impact the cost of your comp program.

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Collateral is often an afterthought to the overall structure of a large deductible policy, but the impact it can have on a business can be very constraining. This is a financial byproduct of insurance and most agencies invest little resource to effectively manage for their clients.

C3 utilizes the following to negotiate the best collateral position possible:

  • Actuary based client loss development
  • Spread of risk (concentration) for revenue
  • Financial statements demonstrating
  • Uncollateralized assets
  • Credit Score
  • Loss Fund

Claims Services

  • 24/7 Nurse Triage
  • Early Resolution Strategies
  • Choice Counsel
  • AME / QME Benefit Analysis
  • Physician Management
  • Subrogation & Recovery
  • Lien Defense
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Program Types

  • Traditional Guaranteed Cost
  • Large Deductible
  • Captive
  • Self-Insured