Pricing on large, complex work comp accounts can swing by 100k or more all due to actuary calculations.
Client based historical actuary data organized in a digestible format is the most powerful way to impact the loss pick, overall pricing and collateral requirements for a business. C3’s proprietary actuary service will immediately impact the cost of your comp program.
Collateral is often an afterthought to the overall structure of a large deductible policy, but the impact it can have on a business can be very constraining. This is a financial byproduct of insurance and most agencies invest little resource to effectively manage for their clients.
C3 utilizes the following to negotiate the best collateral position possible:
Actuary based client loss development
Spread of risk (concentration) for revenue
Financial statements demonstrating
24/7 Nurse Triage
Early Resolution Strategies
AME / QME Benefit Analysis
Subrogation & Recovery
Traditional Guaranteed Cost