Pricing on large, complex work comp accounts can swing by 100k or more all due to actuary calculations.
Client based historical actuary data organized in a digestible format is the most powerful way to impact the loss pick, overall pricing and collateral requirements for a business. C3’s proprietary actuary service will immediately impact the cost of your comp program.
Collateral is often an afterthought to the overall structure of a large deductible policy, but the impact it can have on a business can be very constraining. This is a financial byproduct of insurance and most agencies invest little resource to effectively manage for their clients.
C3 utilizes the following to negotiate the best collateral position possible:
- Actuary based client loss development
- Spread of risk (concentration) for revenue
- Financial statements demonstrating
- Uncollateralized assets
- Credit Score
- Loss Fund
- 24/7 Nurse Triage
- Early Resolution Strategies
- Choice Counsel
- AME / QME Benefit Analysis
- Physician Management
- Subrogation & Recovery
- Lien Defense
- Traditional Guaranteed Cost
- Large Deductible